Probfix Holdings

One group, built around what people actually need.

A diversified financial services group across Zimbabwe and Zambia. Specialist businesses, each standing on its own, under one standard of care.

What each company does
The group

The companies under Probfix Holdings

Specialist businesses across Zimbabwe and Zambia. Each stands on its own, and together they cover the whole of a financial life.

Salary & collateral lending

Microfinance

Salary-based and collateral loans with instant decisions, flexible repayment and minimal documentation.

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Housing, roads & civil works

Developments

From serviced stands and turnkey homes to roads and site works, we develop and deliver across Zimbabwe and the region.

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Buy, sell & rent

Real Estate Agency

Buy, sell or rent with confidence. Browse verified listings and connect with trusted agents instantly.

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Currency exchange

Bureau de Change

Competitive, transparent exchange rates for USD, ZWL and major currencies, fast and fully compliant.

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Savings & investments

Wealth Management

Grow and protect your money with tailored savings, investment and advisory services from our experts.

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Cover for people & business

Insurance

Cover what matters, life, motor, property and business, with the right policy at the right price.

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Questions

Frequently asked questions

The things people ask us most, answered plainly.

Who can apply for a salary loan?

Employed civil servants and pensioners with a verifiable income. You'll need your national ID; a recent payslip and bank statements are optional but speed up approval.

How fast will I get my money?

Most salary loans are approved within 24 hours. Once approved, funds are disbursed to your bank account or mobile wallet, often within the hour.

What can I use as collateral?

Vehicles, property, equipment and other valuable assets. You'll provide the collateral type, estimated value and supporting images and documents during your application.

How do credit purchases work?

Choose a product, then check out exactly like a salary loan. Once approved, you collect or receive your item and repay in fixed monthly instalments.

Which payment methods do you accept?

Repayments and purchases can be made via Paynow, Visa, Mastercard and local Zimbabwe payment options including EcoCash, all secured and automatically reconciled.

Is Probfix regulated?

Yes. Every Probfix unit is licensed and regulated in the markets it operates in, across Zimbabwe and Zambia, with bank-grade security protecting your data.